🍌 Cream Cheese Banana Bread with Crumb Topping

Moist banana bread layered with sweet cream cheese and topped with a buttery cinnamon crumb — rich, soft, and bakery-style!

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📝 Ingredients

🍌 Banana Bread Batter

• 2 cups (250g) all-purpose flour

• 1 tsp baking soda

• ½ tsp salt

• 1 tsp cinnamon (optional)

• ½ cup (115g) unsalted butter, melted

• ¾ cup (150g) brown sugar

• ¼ cup (50g) granulated sugar

• 2 large eggs (room temperature)

• 1 tsp vanilla extract

• 3 ripe bananas, mashed (about 1½ cups)

• ½ cup (120ml) sour cream or plain yogurt

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🧀 Cream Cheese Filling

• 8 oz (225g) cream cheese, softened

• ¼ cup (50g) granulated sugar

• 1 egg

• ½ tsp vanilla extract

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🧈 Crumb Topping

• ½ cup (60g) all-purpose flour

• ⅓ cup (65g) brown sugar

• ½ tsp cinnamon

• ¼ cup (55g) cold unsalted butter, cubed

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👩‍🍳 Instructions

Step 1: Prep

1. Preheat oven to 350°F (175°C).

2. Grease and line a 9×5-inch loaf pan with parchment paper.

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Step 2: Make the Crumb Topping

• Mix flour, brown sugar, and cinnamon.

• Cut in cold butter using a fork or fingers until crumbly.

• Chill in refrigerator while preparing batter.

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Step 3: Cream Cheese Layer

Beat cream cheese, sugar, egg, and vanilla until smooth. Set aside.

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Step 4: Banana Bread Batter

1. In a bowl, whisk flour, baking soda, salt, and cinnamon.

2. In another bowl, mix melted butter and both sugars.

3. Add eggs and vanilla; mix well.

4. Stir in mashed bananas and sour cream.

5. Gently fold in dry ingredients until just combined.

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Step 5: Assemble

1. Pour half the banana batter into the loaf pan.

2. Spread cream cheese mixture evenly on top.

3. Add remaining banana batter.

4. Sprinkle crumb topping evenly over the top.

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Step 6: Bake

• Bake for 55–70 minutes, or until a toothpick inserted (avoid cream cheese layer) comes out clean.

• If browning too quickly, tent loosely with foil after 40 minutes.

• Cool in pan for 15–20 minutes, then transfer to wire rack.

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✨ Tips for Perfect Banana Bread

• Use very ripe bananas (dark brown spots = more sweetness).

• Don’t overmix the batter.

• Chill crumb topping for a crisp texture.

• Let bread cool completely before slicing for clean layers.

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🧊 Storage

• Room temperature (airtight): 2 days

• Refrigerator: up to 5 days

• Freezer: wrap tightly, freeze up to 2 months

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If you’d like, I can also give you:

• 🍫 Chocolate chip version

• 🥜 Nutella swirl version

• 🧁 Muffin version

• 🥥 Coconut crumb variation

Just tell me 😊